Do These Things to Avoid Losing Insurance Compensation

You need to have three documents to drive a vehicle on the road. They are the income certificate, the license and the vehicle insurance. We have talked about the income certificate and the license before. So today we are going to tell you about vehicle insurance. By having a vehicle insured, you can get compensation for those accidents if you suddenly have an accident. But sometimes due to the mistakes we make, we can lose the insurance compensation. So, today, MotorGuide, we are telling you what you need to do to avoid losing the insurance compensation.

What is a vehicle insurance compensation

A vehicle insurance compensation is the compensation that the insurance company gives you after a vehicle accident. To get the insurance compensation, it is mandatory to have the vehicle insured. Also, you need to inform the insurance company immediately after the accident. For this, it is mandatory to submit documents to the insurance company.

Documents to be submitted when obtaining insurance compensation

After we have an accident, we get compensation from the insurance company. There are several documents that need to be submitted to the insurance company when purchasing. Accordingly,

• Insurance certificate
• Driving license
• Claim certificate
• Estimated report on the damage caused to the vehicle
• Police report obtained on the day of the accident

How do I lose insurance compensation?

There are times when the insurance company does not pay us compensation after an accident. In this way, the insurance compensation is lost because of the mistakes we make. Accordingly,

- Driving without a valid driving license

A driving license is mandatory to drive a vehicle. So, if the driver of the vehicle does not have a driving license, the insurance company will not pay compensation for accidents caused by him. Therefore, you must also obtain a driving license.

- Accidents that occur after drinking alcohol

Driving a vehicle after drinking alcohol is a violation of the law. In this way, the insurance company refuses to pay compensation for accidents that occur when the driver is drunk. Also, the insurance company refuses to pay compensation for accidents that occur when the driver is drunk. You may be punished for driving.

- Intentional accidents

A major mistake that some people make is deliberately causing an accident in order to get compensation. In such cases, the insurance company refuses to pay compensation.

- Accidents caused by using the vehicle for illegal activities

The insurance company also does not pay compensation for accidents caused by using the vehicle for illegal activities.

- Failure to inform the insurance company immediately after the accident

You must inform your insurance company as soon as your vehicle is in an accident. If you do not inform the insurance company in the event of an accident, you may lose compensation. However, the insurance company may consider paying compensation for a reasonable reason, such as causing trouble to a person traveling in the vehicle.

- Not registering the vehicle in your name

You will lose insurance compensation because the vehicle in which the accident occurred was not registered in your name or the name of a family member. Therefore, you must register the vehicle in your name. Make sure.

- Submitting incorrect information

All information provided to the insurance company must be correct. If you submit incorrect information to the insurance company, such as presenting an accident caused by someone without a driving license as an accident caused by someone else and changing the date of the accident, you will lose your insurance compensation.

- Mechanical defects in vehicles

The insurance company will not pay compensation for accidents caused by mechanical defects in the engine or other components of the vehicle.

- Failure to follow safety measures

If the driver does not follow the steps to be taken to minimize accidents, then the insurance compensation will be denied. Therefore, you should always follow safety measures to minimize accidents to the vehicle you drive.

There are several accidents that the vehicle insurance company provides insurance compensation for. Accordingly,

• Car accidents
• Internal fires
• External explosions
• Lightning strikes
• Theft
• Floods and natural accidents

These are the mistakes you can make to lose your car insurance claim. So remember what we told you to do to get your insurance claim.